Huma Finance has adopted an innovative dual profit strategy that fully leverages the advantages of financial technology. First, it has carved out a niche in the cross-border payment sector, charging a daily fee of 0.06% to 0.1% through its financing services. This seemingly small percentage actually represents a significant profit margin due to Huma's clever use of the stablecoin settlement system, which greatly drops operational costs.

Secondly, Huma Finance targets the massive credit card market. This market is worth up to $16 trillion and contains enormous business opportunities. Huma's team, with rich experience in card issuance, accurately grasps the time difference between users swiping their cards and repayment. Through flexible capital operations and reasonable fee settings, they achieve stable profits.

As the business scale of Huma Finance continues to expand, these two profit channels will play an increasingly significant role. They are like two powerful engines, driving Huma Finance forward in the fiercely competitive fintech field, exploring broader profit spaces.

The success story of Huma Finance demonstrates how financial innovation can find a balance between traditional and emerging markets. It not only provides users with convenient financial services but also builds a sustainable business model for itself. This two-way profitable closed-loop strategy may become a model for future fintech companies.