Huma Finance's PayFi network is a pioneer in Web3 financial innovation.


It uses future income streams as collateral, with smart contracts enabling instant loans, matching 70-90% of expected income, safe and efficient.

$HUMA token incentivizes node operation and allows for staking to participate in governance. Community events like PayFi Summit are very popular. The platform's trading volume exceeds 3.8 billion, backed by partnerships with Circle, PayPal, etc. TVL is growing rapidly, and security has undergone multiple rounds of audits.

Recently launched on Stellar, cross-border remittance costs as low as $0.00025, with a speed that is almost imperceptible.
Huma's TVM model makes unsecured lending more trustworthy, suitable for trade financing and personal cash flow.
The financial market of Web3 is rapidly expanding, and Huma's open framework allows developers to quickly develop new applications.
The rewards from $HUMA's points and airdrops make the community vibrant, and its long-term potential is highly regarded. Huma Finance is like a financial laboratory of Web3, driving the future of payments and lending.

Huma Finance’s PayFi network is a pioneer in Web3 financial innovation.
It uses future income streams as collateral, with smart contracts lending 70-90% instantly, secure and efficient.
The $HUMA token incentivizes node operation and staking for governance, with popular events like PayFi Summit.
With over $3.8 billion in transactions, partnerships with Circle and PayPal, and fast-growing TVL, it’s audited for security.
Recently launched on Stellar, cross-border remittances cost $0.00025 with near-instant speeds.

Huma’s TVM model makes unsecured lending reliable, perfect for trade finance and personal cash flow.
Web3’s financial market is expanding rapidly, and Huma’s open framework lets developers build new apps quickly.
$HUMA’s points and airdrop rewards keep the community vibrant, with strong long-term potential.
Huma Finance is like Web3’s financial lab, driving the future of payments and lending.
HUMA-3.94%
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